Deposits
The Depositors are the back bone of our Bank. Any bank will sustain in the industry and can play in the market only up to that period, where the depositors have faith about the Bank. If any Bank loses confidence in the minds of the depositors, it will not be having any more life, in future.
Deposits
The Depositors are the back bone of our Bank. Any bank will sustain in the industry and can play in the market only up to that period, where the depositors have faith about the Bank. If any Bank loses confidence in the minds of the depositors, it will not be having any more life, in future.
Deposits
The Depositors are the back bone of our Bank. Any bank will sustain in the industry and can play in the market only up to that period, where the depositors have faith about the Bank. If any Bank loses confidence in the minds of the depositors, it will not be having any more life, in future.
Bank is offering following types of Deposits Schemes
Savings Bank Account
Bank allows opening of SB accounts for the following category An individual in his own name More than one person in their joint names. A guardian on behalf of the minor. Clubs, Associations, Charitable Institutions and Professionals, Society, Trust other such bodies of identical nature. NRE / NRO / HUF Minimum Balance to be maintained in the Account is Rs 500/-
Current Account
Money transactions are at the heart of most Business relationships. Current Account is particularly meant for Business class. This account can be opened by Business people like, Traders, Businessmen, Corporate Bodies Wholesalers, Retailers, Stockbrokers, Distributors, Super market chains, Clearing & Forwarding Agencies etc. who operate the account frequently.
The account holder should have to maintain a minimum Balance of Rs.2,500.00
Honey Deposit
Honey Deposit, which is popularly known as "Pigmy" account can be opened . Our collection agents will visit account holder's place daily to collect the amount. A tiny amount deposited every day will grow into a substantial sum at the end of the deposit period.
Fixed Deposit Account(FD)
Fixed Deposit Account can be opened by any person. This account will be opened for a fixed amount of deposit for a fixed tenure at the prescribed rate of interest. In this deposit, depositor can withdraw Interest amount Monthly/Quarterly/Half Yearly or Yearly as per the requirement of the depositor. Minimum period of deposit is 15 days
Navajyothi Cash Certificate
Any person can open Mangala Cash Certificate Deposit Account, in this deposit type Interest will be compounded on quarterly basis and at the time of maturity depositor will get the deposit Amount along with interest.
Recurring Deposit (RD)
Recurring Deposit Account where the customer deposits a fixed monthly installment in the account and is paid the deposited amount along with the interest at the end of the term agreed upon at the time of opening the account.
Common Features of FD, AD, RD & Unfixed Deposit Accounts
Loan can be availed upto 80% of Deposit Amount.
Premature Closure facility is Available.
Nomination Facility is Available.
No premeture penalty on unfiexd deposit.
0.50% Special ROI on Bulk deposit more than 15 Lakh.
Your Deposit upto Rs 5,00,000.00 is insured under Deposit Insurance & Credit Guarantee Corporation and We have paid Insurance Premium Upto date.
Fixed Deposit Rate Of Interest
| Sl No | Period | ROI General | ROI Senior Citizen |
|---|---|---|---|
| 01 | 15 to 90 Days | 7.00% | 7.50% |
| 02 | 91 to 180 Days | 7.50% | 8.00% |
| 03 | 181 to 364 Days | 8.00% | 8.50% |
| 04 | 365 to 730 | 8.50% | 9.00% |
| 06 | 731 and Above | 9.00% | 9.50% |
Reccuring Deposit Rate Of Interest
| Sl No | Period | ROI General | ROI Senior Citizen |
|---|---|---|---|
| 01 | 15 to 90 Days | 6.25% | 6.50% |
| 02 | 91 to 180 Days | 6.75 | 7.00% |
| 03 | 181 to 364 Days | 7.25% | 7.50% |
| 04 | 365 to 730 | 7.75% | 8.00% |
| 06 | 731 to 1094 | 8.25% | 8.50% |
| 07 | 1095 and above | 8.50% | 8.76% |
Navajyothi Certificate Double in 96 Months
Rate of Interest 8.76%
Savings Bank Deposit
Rate of Interest upto 1 Lakh 3.50%
Rate of Interest above 1 Lakh 4.00%
Contact Us
Head Office
# 989/915, Arkanatha Road , K.R. Nagara-571602, Mysore Dist Ph No: 08223-262312, Email: nucb.bank@gmail.com, Branch Code: 8045
K R Nagar Branch# 9/171(1), C.M. Road, K.R. Nagara-571602, Mysore Dist Ph No: 08223-264312 Email: nucbkrn@gmail.com Branch Code: 8041 IFSC Code: HDFC0CNUCBK MICR Code: 571804002 |
Hunsur BranchJ.P. Memorial Trust Complex, Opp Old Bus Stand, Hunsur-571105, Mysore Dist Ph No: 08222-253312 Email: nucbhunsur@gmail.com Branch Code: 8042 IFSC Code: HDFC0CNUCBK MICR Code: 571804052 |
Periyapatna BranchBettadapura Road, Periyapatna - 571107,Mysore Dist Ph No: 08223-274312 Email: nucbpatna@gmail.com Branch Code: 8043 IFSC Code: HDFC0CNUCBK MICR Code: 571804510 |
Hootgalli BranchMarigudi Beedi, Hootgalli,Mysore Tq Ph No: 0821-2404312 Email: nucbhootgalli@gmail.com Branch Code: 8044 IFSC Code: HDFC0CNUCBK MICR Code: 570804002 |